“My wife and I came to Bill for financial advice as we began attending his Financial Peace University class. We had a very loose budget and were trying to figure out how to pay off debt for car loans and credit cards. Bill began to guide us through the process of budgeting, and he helped us work on a plan to pay off debt—which we did in about one year! Bill lovingly coached us and held us accountable to our plan, and we can honestly say now that we have no car or credit card debt, and we are saving for our kids college and our retirement! We highly recommend Bill’s ministry to anyone who seriously desires to gain financial freedom.”